Empowering Growth
Through Strategic Funding
Tailored Funding. Trusted Advisory. Transformative Results.
About
Us
Our Story
About Us
Cogilys Fincorp Pvt. Ltd. is a boutique financial consulting and advisory firm, founded in 2017 and headquartered in Kolkata. We specialize in structured finance, debt syndication, and project advisory, helping mid-sized businesses and emerging ventures navigate growth and capital challenges.
Funding Growth. Fueling Futures.
Who We Are
At Cogilys Fincorp, we are not just consultants—we are financial architects for growth.
We are a powerhouse team of seasoned funding strategists, project finance advisors, and crisis resolution specialists with decades of collective experience across banking, capital markets, and corporate finance. Having led and closed critical funding transactions across diverse sectors, we understand the real-world complexities businesses face—especially when the stakes are high and time is short.
Over the past five years, India’s evolving economic climate has created a funding paradox. Startups are struggling to access early capital. Mid-sized firms are grappling with liquidity gaps. Even established companies are missing projections due to capital inefficiencies and delayed execution.
The result? A growing need for sharp, strategic intervention from partners who can deliver—not just promise.
That’s where Cogilys Fincorp steps in.
Renowned for our ability to structure and execute complex financial deals under pressure, we bring precision, agility, and foresight to every mandate. Whether it’s debt syndication, bridge financing, special situation funding, or financial restructuring—we don’t just offer solutions, we deliver outcomes.
Our strength lies in translating boardroom intent into bankable results. We work alongside promoters, CFOs, and boards to co-create financial roadmaps that are grounded in strategy and powered by execution.
At Cogilys Fincorp, we’re more than advisors—we're growth partners with skin in the game.
Our Vision
To be India’s most trusted growth catalyst—transforming ambitious businesses into industry leaders through strategic finance, expert advisory, and relentless execution.
What
We
Offer
Unlock Growth with Tailored Private Funding Solutions
As a funding specialist with over a decade of experience mobilizing capital for high-growth businesses, I’ve seen firsthand how private funding can be a game-changer. Unlike traditional banking systems that are often rigid and risk-averse, private funding unlocks agility, speed, and flexibility—enabling businesses to seize opportunities when timing is critical.
At Cogilys Fincorp, we specialize in bridging high-potential ventures with a curated network of private lenders, family offices, and institutional investors who back growth-first strategies. Whether it's for expansion, working workingcapital,or turnaround scenarios, our private funding solutions are tailored, strategic, and built around your business needs—not bank protocols.
Debt Fund Raising: Structured Capital. Strategic Execution
At Cogilys Fincorp, we believe strategic alignment is key to successful debt raising—not just capital access. We offer bespoke, data-backed debt solutions by connecting businesses with the right capital partners, including NBFCs, venture debt firms, and private credit funds.
Before any engagement, we conduct a thorough financial analysis—evaluating historicals,projections, liabilities, credit scores (CMR),and promoter profiles. Post-assessment, we craft a detailed credit note and target lenders that best match the client’s funding goals and risk appetite.
Our mission: To deliver structured, sustainable debt that drives growth—without over-leveraging the balance sheet. We don’t just raise capital. We create funding strategies that scale with you.
Diverse SME Funding Solutions for Growth-Ready Businesses
At Cogilys Fincorp, we understand that today’s small and medium-sized enterprises operate in a dynamic, digital-first economy.
For SMEs generating consistent online revenue, we offer tailored funding models based on real-time cash flow analytics. These include revenue-based financing, merchant cash advances, and invoice discounting,
all designed to convert your monthly digital earnings into seamless capital access without diluting equity.
Invoice Discounting/Bill Discounting
At Cogilys Fincorp, we help businesses unlock immediate working capital by facilitating invoice and bill discounting. Our team assesses your eligibility to raise funds by discounting unpaid GST-compliant trade invoices, purchase bills, or credit sales made to reputed corporates, PSUs, or government entities.
This structured solution enables one to access liquidity against receivables—without waiting for the full payment cycle—ensuring smoother cash flow, better vendor management, and uninterrupted business operations. Let us help you turn your receivables into growth capital.
Third-Party Collateral-Based Funding
At Cogilys Fincorp, we specialize in enabling businesses to unlock capital through third-party collateral arrangements. For companies that lack adequate security for debt, we structure legally compliant funding solutions backed by external collateral providers—ensuring all stakeholders are protected.
Our approach combines strategic structuring, risk assessment, and end-to-end facilitation, allowing high-potential businesses to access credit that would otherwise be out of reach.
When growth is urgent but collateral is limited, we bring the right assets to the table.
Why
Us
Strategic, Not Generic
At Cogilys Fincorp, we believe funding isn’t one-size-fits-all. We craft bespoke capital-raising strategies tailored to your business model, sector dynamics, and future roadmap—ensuring that every rupee raised serves a strategic purpose.
Deep Network Access
With strong ties across NBFCs, private lenders, venture debt funds, and equity investors, we give you access to capital sources that are not just willing but aligned to your growth story. Our network is your leverage.
End-to-End Execution
We don’t just connect you with lenders—we manage the full lifecycle of the fundraising process. From data collation to financial modeling, negotiations to disbursement—we handle it all, so you can stay focused on business.
Expertise in Complexity
Whether it’s debt restructuring, third-party collateral, invoice discounting, or stressed asset funding—our team thrives on solving complex funding challenges with clarity, speed, and confidence.
Credibility & Confidentiality
We’ve built a reputation over years of successful transactions. Clients trust us for our integrity, sharp execution, and strict confidentiality—making us a reliable partner in sensitive funding matters.